The First Question Should Be My Water Damage Loss Covered
Being stuck with a high repair out-of-pocket expense can be disheartening to any owner First before disaster strikes policies should insiderance. Particular insurance policies should be understood and defined to outline the basic water damage coverage. There is no insignificant question that can be asked when so much is at stake. A clear understanding is crucial.
Next Question Asked Is My Property Located in a Flood Zone
Flood zones are identified as a Special Flood Hazard Area or SFHA by the Federal Emergency Management Agency otherwise known as FEMA. These areas are identified on a flood map as high risk due to factors such as close proxyity to rivers, coastlines receiving storm surges, consistent FEMA provides online guides to decide where communities are located within the Flood Map and what the exact individual & # 39; s risks are. FEMA also providing impressive amount of information from projected risk scenarios to cost of flooding charts. This information is is critical to decide adequate insurance coverage for a homeowner Insurance agents can can help give this information also.
My House is Flooded I Have Insurance in Place What Do I Do Now
The adage "Time is of the Essence" rings true in this situation. Flooding will travel along the path of least resistance indoors soaking into drywall, carpet, flooring and sub-flooring compromising the integrity of the A water mitigation company should be completed immediately.. operation 24 hours a day 7 days a week and should be equipped with water extraction equipment, dehumidifiers A claim adjuster will be able to to answer any a department with the insurance carrier to file a claim and start the process. questions particular to an individual & # 39; s policy and issue claim numbers after filing.
