1. Make sure that your important jewelry is appreciated by an independent jewelry appraiser properly. Ideally, the expert witness must be registered in the "goldsmith association". Or other certified and accredited bodies (depending on the area you live in).
2. Verify that the assessment is done properly and that each item is individually described and evaluated in the evaluation document. In case of complaint, please be sure that this explanation is the basis of the replacement jewelry so that all important matters are included.
3. Carefully check your insurance policies and check the amount of coverage that it offers for jewelry and personal valuables.
4. Check if there is a clause indicating the maximum amount charged for one item. If necessary, we will add clauses to insurance contracts at home to cover jewelry that exceeds the value of personal property included in the basic policy.
5. Compare your plan with other insurance policies to see if you are offering you the best value and cover, and if you have to exchange your jewelry make sure you have the most flexibility. It is necessary to confirm that there is compensation for loss, accidental damage, theft.
6. Take pictures of precious jewelry. This helps identify when the piece is restored. If you later recreate the lost item, it certainly helps.
7. Evaluation should be renewed regularly every 3 to 4 years. Simply raising the value of your jewelry "income expenses" is not enough. Values as precious metals and jewelry sometimes rise dramatically in value. For example, last year, the amount of gold increased by more than 25% even just the amount of money.
8. We guarantee all your jewelry, but you need to pay attention. It is not guaranteed if there is evidence of negligence. Always keep jewelry in safe and locked cupboards. It is always a good idea to invest in a safe safe if possible. This must meet certain criteria, and insurance companies usually need to secure the safe to the floor or wall with bolts. When items are not worn out, please do not leave them in an unprotected environment by locking them.
