For people living in areas that may be affected by storms, especially in the flood zone, there is a danger of flooding the household. Flood restoration may be overwhelming. Below is a guide to help home owners through the process of cleaning after the storm.
Make an insurance claim
One thing to do first after returning home safely is to charge an insurance company. They need a general account of damage to property. Depending on the extent of the destruction, the insurance company needs to regain contact within a few days.
Let the insurer coordinator see damages
After making a claim, please allow the adjuster to visit real estate and evaluate the problem. They judge whether the problem is caused by wind or water. This decision greatly affects what the agency covers. For example, if a homeowner does not have flood insurance as part of its policy and the problem has invited water to the house, you may have to fight to cover your flood recovery damage . This is because insurance companies may try to say that the water in the house was the result of a flood, not a flood.
Document all damage
Before repairing, please document all the destruction done to the property. This includes destruction of furniture, floor coverings, walls and ceilings. Also, if the water rises markedly, please be careful to check things like electrical system. Take photographs and videos of structure destruction and affected content.
Take steps to prevent further damage
Flood damage may continue to cause problems. After insurance claim, it is important to temporarily repair to the house to prevent additional problems. If the roof is damaged, cover the area with a waterproof sheet or some solid covering. Broken windows and doors must be covered with plywood. If it is dangerous to do these temporary repairs, hire the service. Please save the receipt for this work to recover costs.
Please open doors and undamaged windows as often as possible, ventilate air and dry. This is important in preventing mold growth.
Schedule of permanent repair
Once everything is evaluated, the next step is to start scheduling repair work. It may be necessary to wait if the area is strongly affected by wind storms. Also, please work with a reputable contractor. After a crisis like a storm, an unfaithful contractor appears and attempts to use vulnerable victims. This often leads to cumbersome tasks that require replacement.
Restoration of storms and floods is important and overwhelming. Running everything step by step makes the process easier. Always keep in touch with insurance companies and do not make permanent repairs until all evaluations are completed.
