The high fire of the great fire filled the facility, followed by the burst sound of the eardrum of the fire alarm. This scenario may occur one day at a self-storage facility where you store things. No matter how you avoid it, there is no way to prevent it when it really happens. Therefore, you must always have an answer to this sacred question - can you make up for your stored goods in case of fire?
When borrowing a self-storage unit from a company you need to understand that you are simply a tenant. The company behaves like a landlord, and usually is not responsible for what happens to the tenant. Self-custodial companies need not compensate you at all when missing or when God's acts occur. In fact, this clause is stated in the lease agreement and must be signed before signing a lease agreement. However, the only exception is when the company conducts negligence leading to a fire. Maintenance and management of wiring is insufficient for negligence acts and it causes electric fire. Only when such a thing happens you can ask for a reward from the company.
So, what happens if a fire occurs due to the acts of God? This is when self-saving insurance can help you. Self-saving insurance is optional, and some companies add minimum insurance premiums to customer's storage fee. Self-saving insurance works the same as travel insurance and individual disaster insurance. You pay monthly low premiums for certain rewards you decided based on the received value of the item you are about to keep. You can change the coverage as needed, covering everything from fire to flood, and even to theft. In the event of a fire, just evaluate the damage and submit a claim to the insurance company to compensate. As a rule of thumb, you should always receive coverage about 10% higher than the value of your item.
If fire occurs in the facility, you can ask for compensation from your own negligence act or insurance company if you choose self insurance insurance.
