Fortunately, for the owner of a car without a garage, most hail storms do not cause physical damage to the car until the hail reaches a diameter of 1 inch or more. Nevertheless, greater hail is necessary to cause serious damage. The first thing that happens after the hail storm is that the car dealer will offer the sale of hail and the hail repair clothes will pop up like a mushroom after the rain.
- Hail sale provides a damaged car at a price considerably below the book value. But the real result is that the car dealer simply makes a bigger contract and sells more cars. A car sold with unrepaired damage means that the damage is too heavy or too expensive to be worth repairing. All cars that can be modified before the dealer sells at Paintless Dent Repair (PDR) have already been fixed.
- Excessive costs will be incurred if you pave the car after removing PDR and other hail damage. The PDR works well due to small indentations in which the recess does not have cracked paint inside the recess.
- A large hole for PDR repair must be handled at a conventional automobile factory and repair must be painted and finished.
- Repair work on the body shop was necessary for large or deep depressions or those in which the metal elongated or cracked. If you leave the deep hollow that broke the paint unrepaired, rust will be generated in the metal body of the car.
- Some insurance companies pay an estimate to the car owner regardless of whether the owner has completed repairing. It is legal to keep insurance money without fixing it, but choosing to leave unrepaired damage may affect your ability to acquire full coverage insurance in your car there is. Also, due to future repairs and similar damage, future occurrences are excluded from coverage, so it may be affected.
- When repairing the car hail damage with insurance money, the repair will be displayed on the CarFax vehicle report after that point. This helps insurance companies avoid fake damage claims and is used by automobile purchasers to know the potential damage and repair history of vehicles.
- The owner who chose to leave it unrepaired can deduct the cost of hail damage from the claim for damages in the second half of the car's lifetime. Record the repair against hail damage so that future claims will be paid in full.
- If you own your car completely, you need to judge the time you plan to own the car and the importance of the repair. If you have an inexperienced car and are planning to drive it until you die, it is not that important to repair hail damage.
- If you have an aggressive loan in your car, the mortgage owner probably needs to make sure that the damage has been corrected. In some cases, you can apply a repair check on hail damage to the balance of the car loan.
- Please obtain an estimate of damage and compare it before deciding to submit insurance claim with damages compensation less than damages claim.
- Insurance companies can shorten the useful life of the vehicle, so you can "total out" the old car with just a minor hail damage. Motorcycles can hardly handle hail damage before insurance companies consider them a gross loss.
Please confirm the crack and breakage of the windshield when checking the wil damage or the insurance quotation. If glass is involved, please repair and make sure that the permanent seals along the windshield and the edge of the rear window are properly repaired and set.
