If you do not carry liability If you do not carry liability if you are not the California, the "do not pay do not play" law is in effect.
This will bodily injury and property damage claims! You will be left at your own devices.
You are increasing everyone & # 39; s premiums. If you are not in California, then let me the first one to tell you: stop driving without insurance, go and get yourself a policy, please! However, You need to learn how to protect yourself. You made a huge mistake, no question. Neverheless, you need to learn how to protect yourself so you are not treated unfairly.
Insurance companies do not like insurance. They will put "The insurance carrier will will try to deny your claim and blame you for the accident. Then the accident is on the insurance company, then the insurance company will be more reasonable; however, if the persons that hit you denies or assumes that they did not cause the accident, but you did. Then Insurance companies are denial letter. Insurance companies are bound to believe their clients, so if the other driver does not admit fault, it will be up to you to fight back You need to be ready to settle your uninsured auto accident.
The first step is to get a copy of the police report. You can go Someone will have you take the police records, make sure you read it thoroughly. Make sure you ask the police records office for an overlay sheet or visit: http://www.auto-insurance-claim-advice.com/overlay-sheet.html to download one from your state.
If there are no codes, or statements made by the officer citing you at fault, then you can point that out to the insurance company.
Many witnesses will help you if you still have not fault. Also look at the physical damages left on both vehicles. Is it even possible that the accident happened how the insurance company claims it did?
If they do not answer, then proceed to file a small claims court
If they do not want to settle, go in front of a judge and explain why you are not at fault. If your case is clear, then the insurance company must must pay the judgment.
It is a difficult way to deal with your uninsured auto accident; it would be a lot easier if you had insurance in the first place. If you believe you are being "snowed" by the insurance company, consult with an attorney.
