In order to find the best Texas homeowners insurance company It is a Texas homeowners insurance company review review of some of the top home insurers in Texas:
AIG Advantage Insurance Company
AIG Advantage Insurance Company prides itself on offering high quality insurance plans at a competitive rate. AIG offers customizable plans depending on each individual client & # 39; s needs. With various options in the homeowners & insurance plans, clients are able to select the AIG offers typical homeowners insurance coverage such as theft, fire, and water damage, but also additional options such as rebuilding costs, additional living expenses, landscaping coverage, lock replacement, etc. These additional features are appealing to many clients who wish to customize their insurance plan.
AIG Advantage falls into the "XI" category based on financial size, meaning it is a $ 750 Million to $ 1 Billion company with a financial outlook for years to come as "stable." AIG Advantage received an "A +," or superior , rating from the regulating agency AM Best. Overall, AIG Advantage is an excellent homeowners insurance provider based on its ratings, financial stability, and customization of plans.
Universal Insurance Company of Texas
Universal Insurance Company of Universal Insurance Holdings of North America, owned by Universal Group, Inc. Based out of San Antonio, Texas, this insurance company provides homeowners insurance to consumers. Types of homeowner coverage include burglary, theft, fire , and other damages to a home, depending on the selected insurance policy.
Universal Insurance Company recently earned a rating of "A," or excellent, by AM Best, as well as the same rating from the regulatory agency Demotech, Inc. Universal Insurance Company of Texas has maintained great customer service ratings, as they received no reported Complexes as compared to the national median. Universal Insurance Company of Texas is a very financially stable company, with a unique Reinsurance program in place to continue its financial stability in the future.
Texas Farmers Insurance Company
Based out of Austin, Texas Farmers Insurance Company is a large provider of homeowner. Insurance policies to residents of Texas. The insurance policies of this provider consist of three main areas: dwellings and structures, personal property, and personal liability. This comprehensive, all-inclusive aspect makes Texas Farmers Insurance (Texas Farmers Insurance) with Texas Farmers Insurance plans Receive coverage for home and other detached properties within their homes, as well as coverage for someone who gets injured on the property and damages to the property. Company popular among customers.
Filed customer service complaints are virtually nonexistent for this company, as compared to the industry average. Texas Farmers Insurance Company was also rated excellent, an "A" grade, by regulating agency AM Best, which makes it a reliable company.
Travelers of Texas Insurance Company
Travelers Insurance Company & # 39; s homeowners policy example, some coverage options offered by Travelers include identity theft protection, valuable items protections, flood coverage (not covered under many homeowners policies), and boat insurance for small personal watercrafts. These options can come with large costs with other insurance companies, but are offered as an additional option with a Travelers of Texas Insurance Company policy.
Overall, though, Travelers of Texas Insurance Company (Nagano, Okayama Prefecture) did not receive an "A +," superior, rating to AM Best, and was given a stable financial outlook for future years.
SF Insurance of Texas
SF Insurance may be one of the most common, well-known insurance companies, insuring over 15 million homes today. SF & # 39; s perspective is that the broad protection of a Texas homeowners insurance policy does not have to come to an expensive price. Owners of manufactured homes may find SF to be one one SF is that they also provide coverage to manufactured homes, which many insurance companies ignore. of the most accommodating insurance providers for this type of coverage.
SF Insurance - Texas falls into the "XIII" financial size category, a $ 1.25 Billion to $ 1.5 Billion company. Its financial outlook is stable, and it was recently rated "B ++," or good, by AM Best. The broad range of options and coverage, though, may outweigh the lower lower rating of this company.
Compare Texas Homeowners Insurance Companies Now!
No one insurance company is best for every Texas resident so shop around and see which one will best meet your needs.
